With most comprehensive coverage your insurance will cover the full cost of the repair with no out-of-pocket cost to you. That's right, not even your deductible! You also have the option of paying out of pocket and submitting our invoice to your insurance company to be reimbursed up to their repair cost. If you choose to take this path, follow the steps as if you have insurance, then let our agents know that you want to prepay for the repair.